BD Capital | Lending Parameters
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Lending Parameters

Deal Calculator

BD Capital Lending Parameters

TERM

1-Year, Plus Extension Options

INTEREST ONLY

Interest Paid Only on Drawn Funds

DRAW REQUEST

Inspections Within 24 Hours and Funds Wired Same Day

LOAN AMOUNT

$50,000 to $5 Million

BORROWER

Special Purpose Entity Structure

BROKERS

Brokers Welcome and Protected

LENDING AREA

New Jersey, New York, Pennsylvania, Tennessee and South Carolina with other geographic locations considered

NO PREPAYMENT PENALTY

Prepayment Accepted Anytime

Collateral Types

  • Single Family Residential
  • Multi-Unit For Sale Residential Projects
  • New Construction and Fix & Flip
  • Multifamily
  • Commercial (Industrial, Office, Net Leased Retail)
  • Development Land

Proceeds Uses:

  • Acquisition Funding
  • Construction Improvements
  • Redevelopment
  • Cash Out Refinance
  • Refinancing
  • Repositioning
  • Bridge Financing
  • Will Consider Creative Opportunities

First Time Borrower Parameters

  • Loan to Purchase: Up to 80%
  • Construction Financing: Up to 100%
  • Loan to After Repair Value: Up to 65%
  • Interest Rate: As Low As 10%
  • Origination Fee: 2% – 4%
  • Closing Time: 1 Week

Repeat Borrower Parameters

  • Loan to Purchase: Up to 90%
  • Construction Financing: Up to 100%
  • Loan to After Repair Value: Up to 65%
  • Interest Rate: As Low As 9%
  • Origination Fee: 1% – 4%
  • Closing Time: 1 Week

Elite Program

Parameters

Loan to Purchase: 90%
Construction Financing: 100%
Loan to After Repair Value: 70%
Origination Fee: 1% – 4%
Interest Rate: As Low As 8.99%
Elite Plus: Well qualified borrowers may get 5% of the purchase price advanced as a construction draw at closing.

Borrower Requirements

  • Credit Score: Above 650*
  • Loan to Cost (LTC): Max of 94%*
  • Completion of two projects in the last year or five in the last two years
  • Property Types: 1-4 family houses, townhomes and condominiums

* For credit scores below 650, multiple compensating factors exist

Put your project into the deal calculator.